Smart Payments for African Merchants

Accept M-PESA, cards, and bank transfers with one simple solution. Get paid faster, track sales better, and grow your business with ZiwaPay.

Why Choose ZiwaPay

Ofline Mode

Accept payments even without internet connection. Auto-sync when you're back online. Never miss a sale again.

Smart QR Codes

One QR code for all payment methods - M-PESA, Airtel Money, and card payments. Simple for your customers.

Instant Invoicing

Generate branded invoices with 'Pay Now' buttons. Send via WhatsApp, SMS, or email instantly.

Customer Cashback

Build customer loyalty with cashback offers. Fund rewards and watch your repeat customers grow.

Real-time Analytics

Track sales, monitor performance, and get insights. Export eTIMS-ready reports with one click.

One-Tap M-PESA

Instant STK push payments with smart QR codes that work for all mobile money providers.

10K+

Active Merchants

KES 50M+

Processed Monthly

999.9%

Uptime Guarantee

24/7

Support Available

Ready to Transform Your Business

Join thousands of merchants already growing with ZiwaPay. Start accepting payments in minutes.